Check out our competitive fees for personal purposes.
| General Fees | Fees |
|---|---|
| Monthly Maintenance Fee | FREE |
| Account Opening Fee | FREE |
| EUR IBAN Account (for Incoming SEPA Transfers) | FREE |
| USD ACH Account (for Incoming ACH Transfers) | FREE |
| Account Termination Fee | Up to $50 |
| Incoming Payments | Fees |
|---|---|
| Incoming Wire (SWIFT) | 0.05%, min. $25.00 |
| Incoming EUR SEPA | $8.95 |
| Incoming USD ACH | $8.95 |
| By P2P Transfer from other User | $0.25 |
| Outgoing Payments | Fees |
|---|---|
| Outgoing Wire (USD/EUR) | 0.05%, min. $50.00 * |
| Outgoing Wire (OTHER Currency) | 0.05%, min. $25.00 |
| Outgoing EUR SEPA | $8.95 |
| Outgoing Local Bank Transfer (EFT) | $8.95 |
| Outgoing USD ACH | $8.95 |
| Instant Payment to Brazil, Colombia or Mexico | $8.95 |
| Instant Payment to the Philippines | $8.95 + 1.5% |
| Crypto Transfer to USDC or USDT (ERC-20) from your USD, EUR or GBP balance (plus network fee) | $15.00 |
| Crypto Transfer to USDT (TRC-20) from your USD, EUR or GBP balance (plus network fee) | $10.00 |
| Crypto Transfer from your crypto balance (plus network fee) | FREE |
| By P2P Transfer to other User | $0.25 |
| OCT Funds Transfer to any Visa or Mastercard Card | $6.00 + 4% |
| * SHA option for USD |
| Card Products | Gold debit card | Diamond debit card |
|---|---|---|
| ATM FEE in Card Currency | $2 + 1% | $2 + 0.5% |
| ATM FEE Withdrawal with FX | $2.00 + 3.5% FX | $2.00 + 1.5% FX |
| POS in Card Currency | $0.00 | $0.00 |
| POS in another currency (FX) | $0.00 + 3.5% FX | $0.00 + 1.5% FX |
| Declined Transaction | $0.00 | $0.00 |
| Pin reset | $1.00 | $1.00 |
| Balance Enquiry | $0.00 | $0.25 |
| Annual Account Maintenance | $0.00 | $0.00 |
| Monthly Maintenance Fee | $3.75 | $50.00 |
| Activation | $0.00 | $0.00 |
| Card Issue | $10.00 | $250.00 |
| Reissue lost/stolen/damage | $0.00 | $0.00 |
| Chargeback Initiation | $0.00 | $0.00 |
| Express Delivery | $95.00 | $95.00 |
| Standard Delivery | $0.00 | $0.00 |
| Other Services | Fees |
|---|---|
| Transfer Research | $60.00 |
| Reference Letter | $50.00 |
| Courier Charges | $75.00 |
| Paper Account Statement via Courier | $85.00 |